When considering disability insurance, people are often confused about Medicaid and Medicare. Some people know there is a difference between the two but do not quite know exactly what it is. Other people are not even aware that Medicaid differs from Medicare.

What Is Medicaid Health Insurance?

Medicaid is a program funded by states and the federal government to provide various insurance coverages for low income citizens including families, children, elderly and the disabled.

What Is Medicare Health Insurance?

Medicare insurance is the nations largest health insurance program. Medicare coverages include people age 65 and over, disabled persons under 65 and persons with permanent kidney failure.

According to insurance companies, at least a third of adults Americans will become disabled for more than 90 days preventing them from continuing full time work. Statistics also reveal that one in every seven American workers will be disabled for five years or more. If these statistics are to be believed, a disability is a possibility even the most healthy, “normal” human being should consider.